Open and fund a Traditional IRA by April 15, 2019 to maximize your tax savings possibilities. Traditional IRAs are potentially tax-deferred retirement plans; you don't pay taxes on your contributions until you withdraw the funds. Contributions can be made as long as you have earned income and you're below the age of 70½.

INVEST IN YOUR FUTURE AND GET POTENTIAL TAX SAVINGS

2

.30

%

*APY

2

.25

%

*APY

2

.20

%

*APY

2

.15

%

*APY

10-Month

MINIMUM TO OPEN

APY

Jumbo Certificate $100,000+

$50,000 - 99,999

$10,000 - 49,999

$500 - 9,999

2

.50

%

*APY

2

.45

%

*APY

2

.40

%

*APY

2

.35

%

*APY

24-Month

MINIMUM TO OPEN

APY

Jumbo Certificate $100,000+

$50,000 - 99,999

$10,000 - 49,999

$500 - 9,999

Y-12 FCU OFFERS A VARIETY OF INDIVIDUAL RETIREMENT ACCOUNTS

If you are working to secure a comfortable retirement, Y-12 Federal Credit Union offers a variety of Individual Retirement Accounts (IRA) for deferred investments- Roth, Traditional and Educational. Our Individual Retirement Accounts (IRA) combine the high yield of certificates or the competitive yield of our club accounts with the convenience of a regular share account. As a member, you can make deposits to your Individual Retirement Account (IRA) through the convenience of automatic payroll deduction or over-the-counter deposits at any of our branches up to the limit specified by IRS regulations. We'll help you make sound investments with your retirement funds to maximize the benefits when you will need them the most.

*Advertised APY is for balances of $100,000 or more. APY is Annual Percentage Yield. APY is accurate as of 2/15/2019. A penalty may be imposed for early withdrawal. Visit https://www.y12fcu.org/deposit-accounts/ for all rate tiers. Traditional and Roth IRA options available. Deposits to a Traditional IRA may be tax deductible. Consult your tax advisor for more information. Not eligible for Relationship Rewards.

Visit your local branch today!

Call 865-482-1043 For Questions


EAST TENNESSEE’S REGIONAL CREDIT UNION SERVING: Knox, Anderson, Blount, Campbell, Loudon, Roane, Sevier and Union counties.

BRANCH LOCATIONS: Oak Ridge, Cedar Bluff, Clinton, Eagleton, Farragut, Hardin Valley, Harriman, LaFollette, Maryville, North Knoxville, Powell & Sevierville.

Not a member? Not a problem, virtually anyone in these counties can join. Federally Insured By NCUA.

NCUA Y-12 Federal Credit Union

501 LaFayette Drive, Oak Ridge, TN 37830

Phone: 865-482-1043

© 2019 Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.

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